To Our Customers - Our Broker Compensation

Thank you for your business! As your independent Insurance Broker, we purchase insurance products and services on your behalf that are available, affordable and understandable.

Our role is to provide you with the best insurance value that combines coverage, service and price. We also provide personalized quality service that includes professional insurance advice, ongoing policy maintenance, and claims support. When any issue arises regarding your insurance coverage, we are your advocate, using our professional experience to best represent your individual interest.

Brokerage compensation is part of your insurance premium. For your benefit, we have listed below the insurers that we represent and have included the range of compensation each provides as a percentage of your overall premium.

In order for us to maintain strong relationships with quality insurers, we work with each company to provide the type of business they desire. The insurers listed with a noted asterisk recognize our efforts through a Contingent Profit Commission (CPC) contract. Payment of this CPC contract may depend on a combination of growth, profitability (loss ratio), volume, retention and increased services that we provide on behalf of the insurer. CPC is not guaranteed. For detailed information on the CPC, please go to the individual company’s website.

Your insurer will also provide you with a Consumer Code of Rights and Responsibilities, which will be forwarded to you with your new policy. If you have any questions regarding this or any other aspect of your insurance, please contact us directly.

Owen Sound Office Location

496 2nd Avenue East

Owen Sound, Ontario

N4K 2G4

(519) 371 8050

Head Office Location

1 - 64 Sandiford Drive

Stouffville, Ontario

L4A 3V9

(905) 642 2745

Chesley Office Location

85 1st Avenue South

Chesley, Ontario

N0G 1L0

(519) 363 3436


Mon-Fri: 8:30am – 5pm

General Questions & Information